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The Cost of Housing
Laura Slaughter Laura Slaughter

The Cost of Housing

The ‘experts’ are suggesting that the increased cost has come due to a bottlenecking of supply and demand. This would lead to a decrease in cost within the next several months. Other ‘experts’ predict that a small drop will occur, but the price of materials is now shifted to a new level due to aging population, limited natural resources, shifting economies and a plethora of other factors.

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Housing Shortage
Laura Slaughter Laura Slaughter

Housing Shortage

The ‘starter’ home, a single-family house usually less than 1500 sq ft, hit peak production as the staple of residential housing in late 1970s. The US construction sector was building 418,000 new ‘starter’ homes a year. That peak coincided with homeownership rates peaking, which suggests that an entry-level housing supply has a connection to homeownership.

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Financing Affordable
Laura Slaughter Laura Slaughter

Financing Affordable

Affordable housing, affectionately known as housing projects, until the late 1960s was built and managed directly by the government.

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Resources

  • Homelessness is defined in four distinct categories identified below.

    Transitional homelessness is the most common type, and is defined as “a state of homelessness that’s a result of a major life change or catastrophic event.”

    Episodic Homelessness is an experience where people are currently unhoused with at least 3 periods of homelessness in the last 12 months. Episodic homelessness can become chronic homelessness if adequate resources and support are not available.

    Chronic Homelessness is identified as "an unaccompanied homeless individual with a disabling condition" who has been homeless for more than one year. According to the National Alliance to End Homelessness, people experiencing chronic homelessness tend to be older, have some type of medical or mental disability that prevents them from escaping homelessness, while this category also makes up about 17% of the total homeless population.

    Hidden Homelessness is the fourth type and description can be found in next level of this display.

  • Hidden Homelessness is the fourth type and is made up of people who are living temporarily with others without a permanent residence and are most likely to be overlooked by statistical data sets. Since they are not provided housing support services, so this group cannot be readily identified. People experiencing hidden homelessness tend to turn to friends, family, and neighbors for refuge from being unsheltered in the elements. Often times this group is made up of younger people who have experienced a sudden and catastrophic life altering event such as trauma, loss of a loved one, and undiagnosed illness.

  • Hit these links to see for yourself the state of affordable housing in America today.

    HUD Exchange Info

    Mayors Commission Report Link

    Fayette County Housing and Income Data

  • Rental Housing Resources Link

    Males in Kentucky have an average income that is 1.34 times higher than the average income of females, which is $45,693. The income inequality in Kentucky (measured using the Gini index) is 0.454, which is lower than the national average.

    These are not the only discrepancies, as many factors can create vulnerability among individuals and families to becoming unhoused for extended periods of time.

    Click the links to see the information and collected data. Keeping in mind that many "hidden" homeless individuals and families do not even make it into these numbers.

    Fayette-Lexington Data

  • Affordable housing was set to 25% of a household's income going to rent or mortgage payments. Today the percentage has moved to 30%, identifying the raise in cost of living from years ago.

    For a person or household to be considered "living in an affordable housing situation," they would need to spend no more than 30% of their monthly income on housing costs (this includes public works such as electricity and water, as well as internet; as it is seen as a basic social need in today's world). Click the links present to read through the information provided.

    Brief Affordable Housing History

    Urban.org Link

    Lexington 2014 End Homelessness Plan

  • Unstable housing markets from 2008 to today, have caused immediate and clearly evident impacts on families working in service industries, minimum wage small business positions, etc. To account for these impacts, communities like Lexington, KY must begin to provide housing as a human right, not as a commodity that should be dictated by markets. It will take communities of people working toward a common goal to create the deepest changes for people struggling with homelessness.

    Housing data illustrating deficits.

  • To help you disseminate this data please check out the 2023 Census Quickfacts on the housing crisis. These numbers can illuminate you to the shear number of deficits in housing. This also illustrates why it would be impossible for the government to house everyone in need, so communities must take a stake in helping others.

    Census Quickfacts